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Guide to buying off-plan property

Discover all the stages of your real estate investment in Dubai!

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To begin with, you will need to clearly define the nature of your investment among the following options:

  • Rental investment
  • Buying a primary or secondary residence
  • Purchase-resale transaction

You'll then need to decide on the type of property you're looking for (apartment or villa), and the number of bedrooms in the property. If it's a rental investment or a buy-to-let operation, our teams will be able to advise you on the ideal size and type of property. If you'd like to invest in a particular area of Dubai, or avoid certain neighborhoods, please specify this too.

You'll also need to define your overall budget, the amount of your down payment and your monthly repayment capacity. The desired repayment period will also need to be discussed, as some developers offer payment after the keys have been handed over, while others do not. When calculating the amount required for the downpayment, you'll need to take into account additional costs, payable at the same time as the first instalment:

  • 4% Dubai Land Department fee (equivalent to notary fees)
  • Administrative fees charged by the developer: up to €1,500

If you have a specific requirement regarding the payment methods accepted by the promoter, such as cryptocurrencies for example, we invite you to specify this. Not all promoters accept the same means of payment.

Good news for you! You won't have to pay any agency commission when buying off-plan through our agency.

If you would like to benefit from RIBA-FREE financing and an ethical contract with no late payment penalties, please let our real estate agent know.

Your real estate agent will present you with investment opportunities that perfectly match the criteria defined in step 1.

For each property, here is the list of information that your real estate agent will provide you with:

  • Brochure presenting the residence or community
  • Commercial offer with apartment floor plan and detailed payment plan
  • Photos of the residence or community
  • Exact location of the residence (Google Map link)
  • Photos and videos of the surrounding area
  • Presentation video (if available)
  • Sample apartment video (if available)

This information can be communicated to you by Whatsapp message, email or Telegram, depending on your preferences.

If you're on site, we'll be happy to accompany you to the construction site and show you around the neighborhood. Developers sometimes make show apartments available to investors, and it's essential to visit them if you can.

You like a property? Is it still available? Perfect, then you can proceed with your reservation!

The entire booking process can be carried out remotely. It's simple, fast and secure.

To reserve an apartment or villa in Dubai, you will need to provide the following information:

  • Copy of your valid passport
  • Mailing address
  • Email address
  • Phone number

If you are buying with several co-owners, this information must be provided by each of the future co-owners.

To block the apartment in your name, the developer will ask you to pay a security deposit. The amount varies from one developer to another, but is generally between €2,500 and €25,000. It can be paid by credit card, cash, bank transfer and sometimes cryptocurrencies.

Once payment has been made and all documents have been submitted, you can sign the Booking Form.

When buying off-plan, developers systematically offer payment plans. These allow you to pay for a property in instalments, over a pre-determined period.

Under a payment plan, the first instalment is usually equivalent to 10-20% of the total value of the property.

You'll also need to add DLD fees (notary equivalent) and administrative costs (between €150 and €1,500 depending on the promoter).

This payment can be made by credit card, cash, bank transfer, check (local bank only) and sometimes cryptocurrencies.

The SPA (Sales Purchase Agreement) is the purchase contract for your apartment or villa. The terms of the SPA have first been validated by the Dubai Land Department, which checks that they comply with local law. Don't hesitate to ask your real estate agent for clarification.

Two physical copies of the contract will need to be signed, either physically or electrically. If the promoter requires the physical contracts to be signed, he will send them by DHL to the address of your choice. You will then need to return both signed contracts.

Once both SPAs have been signed, the developer can register the sale with the Dubai Land Department.

You will then receive your provisional title deed (Oqood) directly by email. It will be sent to you by the Dubai Land Department. Remember to check your email regularly after signing your SPA, and keep a copy of the document.

Once you have paid for the property in full, and it has been delivered, you can then receive your final title deed.

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