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Frequently asked questions

Drawing on our experience as Dubai's leading French-speaking real estate agency, we have prepared this FAQ with answers to the most frequently asked questions about investing in property in Dubai.

All the properties marketed by our agency are freehold, i.e. in full ownership, exactly as in Europe. You will own both the land and the building, forever. It is possible to become a full owner since a 2006 law, which allowed full ownership for all nationalities in 33 districts of Dubai.

Notary fees amount to 4% of the price of the property you are buying. If you are buying a property off-plan, these are payable at the same time as the first instalment.

For off-plan purchases, the Dubai Land Department will act as notary. All the formalities will be carried out by the developer, who will forward your purchase contract to the Dubai Land Department for registration. The Dubai Land Department will also send you your title deeds, directly by email once the registration has been completed.

It is quite possible to join together to buy a property in Dubai. You can join forces with family members or friends, and you will not be asked for any proof of ownership.

Many means are accepted by the promoters within the framework of the payment of a real estate.

The accepted means of payment are :

  • Bank transfer
  • Bank card
  • Cheque issued by a local bank
  • Species
  • Crypto-currency

Not all of the payment methods listed below are necessarily accepted by all sponsors and proof of payment may be required.

Third-party payments are also accepted by many sponsors.

If you buy a property on plan in Dubai with the agency Dubai immo, you will not pay any agency fees. We will be paid by the developer. 

When buying an apartment or villa on the secondary market (old or second-hand), you will generally pay 2% agency fees.

Apart from the notary's fees you pay at the time of purchase (4% of the property price), you pay no taxes afterwards.

In Dubai:

  • No property tax
  • No tax on rental income
  • No capital gains tax
  • No estate tax
  • No housing tax to pay if you occupy a property that you own

If you make a real estate investment in Dubai, you will have the opportunity to receive a resident visa as a real estate investor. The duration and type of visa will depend on the amount of your investment.
- From AED 750,000 to AED 2,000,000, you will be eligible for a 2-year renewable visa.
- From AED 2,000,000, you will be eligible for a 10-year Golden Visa.

It's perfectly possible. The purchase process is carried out securely and remotely, thanks to the purchasing processes set up by the developer and the Dubai Land Department.

This is a payment facility offered by Dubai developers.

Payment plans allow you to pay for a property in instalments, over a pre-determined period.

No proof of income is required to qualify for a payment plan.

Payment plans are interest-free.

Example 1:
- 20% to be paid on reservation
- 30% to be paid during construction
- 50% to be paid on handover of keys

Example 2:
- 20% to be paid on reservation
- 1% to be paid monthly for 80 months

This is the license required to work as a real estate agent in Dubai. When dealing with a real estate agent, you should always make sure that the person you are dealing with holds a valid RERA license, which must be in his or her name. Don't hesitate to ask your real estate agent for a copy of the RERA card.

It's perfectly possible to rent out your Dubai apartment or villa on Airbnb, regardless of the neighborhood.

There's no time limit - you can rent out your property 365 days a year!

In the case of a yearly rental, the agency fee amounts to 5% of the annual rent. These fees are paid by the tenant and the owner has nothing to pay.

Rental management itself will cost the owner 5% of the annual rent, for the agency to handle all tenant relations and apartment management.

In the case of a short-term rental on Airbnb, for example, the management fees are 15% to 20% of the rent received. These costs cover cleaning, staff, management of the entry and exit of tenants, etc.

The average profitability of a property in Dubai is between 7 and 12%, depending on the date of purchase and the type of rental chosen (short-term or annual rental).

Unfortunately not, but solutions do exist.

Only companies registered in the United Arab Emirates are entitled to own property in Dubai.

It is possible to set up a subsidiary of your foreign structure, which can become the owner in Dubai.

We can help you put together these financial packages through our partners.

The cheapest studio in Dubai probably costs around AED 400,000, or around €100,000.

This price is achievable in an old high-rise building in a district far from the city center.

The first prices for good quality properties in an area popular with expatriates are around 600,000 AED for a studio, i.e. about 150,000€.

Expect to pay around AED 1,500,000 for the least expensive villas in Dubai, or around €375,000.

Good news: there's no property tax in Dubai!

The largest property developer is Emaar.

Emaar, for example, is behind the Burj Khalifa and the Dubai Mall.

That's right! You are fully entitled to sell your property during construction, even if you haven't yet paid 100%.

Please note: resale conditions vary from one developer to another.

Developers often require that at least 40% has already been received before authorizing the transfer of the property during the construction phase. Some developers require less, others more. 

Remember to check resale conditions before confirming your purchase.

Absolutely. Contrary to popular belief, it is perfectly possible to obtain a mortgage in Dubai.

For residents, the maximum credit amount cannot exceed 80% of the value of the property.

For non-residents, the amount of the credit will be a maximum of 50% of the value of the property.

It's important to note that mortgages can only be taken out on properties whose construction has been completed, with rare exceptions.

Exactly. The United Arab Emirates have tax treaties with most European countries.

Please do not hesitate to contact our teams for in-depth studies of the tax implications for European residents investing in the Emirates.

The promoter may apply penalties for late payment.

If you have absolutely no way of paying the instalments, the obvious solution is to try to sell the property.

Our specialized resale team will certainly be able to help you find a buyer quickly.

Can't find the answer to your question? Don't worry, book an appointment with a member of our team and enjoy a free consultation with an experienced professional.

  • Former President François Hollande stands on stage with two men, holding an award at the MENAA ceremony, with the text "François Hollande awards Dubai real estate" and an invitation to "see the
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